Feel confident in your financial Opportunities

All of them.
Build a clear tax strategy to make the most of your money
Stop missing out on ways to capitalize on your stock compensation.
Know you’re making the “right” decisions with your money.

Build a clear tax strategy that can save you thousands of dollars.

Stop missing out on ways to capitalize on your stock compensation.

Know you’re making the “right” decisions with your money.

Ditch the Overwhelm.

There is So Much Good Awaiting You on the Other Side of Your Money Choices.

Determining 401(k) contributions, knowing when to sell your RSUs, stock options, and ESPPs, electing employee benefits, and creating a tax strategy are big decisions you want to get right.

Much of how you live and retire is determined by the decisions you’re making right now.

You have the potential to accomplish so much more when you have a plan, partner, and guide for your entire financial life.

That’s why we’re here. We help you figure it out.

Ditch the Overwhelm.

There is So Much Good Awaiting You on the Other Side of Your Money Choices.

Determining 401(k) contributions, knowing when to sell your RSUs, stock options, and ESPPs, electing employee benefits, and creating a tax strategy are big decisions you want to get right.

Much of how you live and retire is determined by the decisions you’re making right now.

You have the potential to accomplish so much more when you have a plan, partner, and guide for your entire financial life.

That’s why we’re here. We help you figure it out.

Celebrate Your Financial Possibilities.

At Orchard City Wealth Management, we know as someone in your mid-career at a tech company you have critical, no, profound financial decisions to make and not enough time to scrutinize every detail.

Understandably, it can feel overwhelming and concerning. But shouldn’t it feel exciting?

Having options and opportunities is a good thing and yet you may find you can’t even enjoy your money because you’re bogged down with questions like…

Am I investing my money the right way?

Do I have enough insurance in place?

Do I need an estate plan?

Have I considered how one decision will impact outcomes years down the road?

Did I make the best elections with my employee benefits?

What is the best way to handle my stock compensation?

My company is going public. What should I do?

What tax planning strategies should I consider?

We believe you shouldn’t feel stuck or worried about your money and future because your path to financial success is punctuated by possibility.
We help you see what’s possible.
Navigate Your Financial Opportunities
Know where things stand and make real-time money decisions with confidence with a fee-only CERTIFIED FINANCIAL PLANNER ™.
Design a Roadmap that can Elevate Your Future
Get clarity over how every piece of your financial life can work together to help you accomplish specific goals and outcomes.
Achieve the Life You Want
Tackle your finances with a life planning approach that goes beyond dollars and cents so you know your money is aligned with your values and vision for a fulfilled life.
We believe you shouldn’t feel stuck or worried about your money and future because your path to financial success is punctuated by possibility.

We help you see what’s possible.

Navigate Your Financial Opportunities
Know where things stand and make real-time money decisions with confidence with a fee-only CERTIFIED FINANCIAL PLANNER ™.
Design a Roadmap that can Elevate Your Future
Get clarity over how every piece of your financial life can work together to help you accomplish specific goals and outcomes.
Achieve the Life You Want
Tackle your finances with a life planning approach that goes beyond dollars and cents so you know your money is aligned with your values and vision for a fulfilled life.

A Little Bit About Orchard City Wealth Management

We are a privately owned, independent, fee-only registered investment advisory firm serving as a fiduciary for you.

We have helped many families gain a sense of control over complex issues like equity compensation packages and taxes. Our clients work for some of the biggest tech, bio-tech, and start-up companies in Silicon Valley and across the country. They face major transitions like job changes and promotions, IPO of their company, buying a house, having children, and supporting parents.

We understand the dilemmas people face managing their overall finances, that’s why we connect every aspect of their financial life so that nothing is missed.

How We Work With Clients

As a fee-only fiduciary, we balance working through complex financial matters with our life planning approach that aligns your money with your vision, values, goals, and priorities.

But we always start at the place you need us the most.

If your company is going public and you need a plan - we do that.

If you’re not sure what to do with your RSUs, company stock options, ESPPs - how much to sell and when - we do that.

If you’re making more money than you ever have before thanks to your equity compensation and urgently need to understand the tax implications and develop a tax strategy - we do that.

If you want to know when you’ll be able to retire and what retired life will actually look like - we do that.

If you want to purchase a new home in the midst of all the things - we do that, too.

Finally

Financial Advisory Services Keenly Focused on Mid-Career Tech Professionals.

We don’t just create financial plans and manage assets, we proactively guide you through the complex financial decisions unique to your compensation structure and personal values. Then, we pull it all together from a life planning approach so you experience a complete and thorough financial strategy for your life.
Equity Compensation Strategy
Financial Planning
Investment Management
Tax Strategy
Retirement Planning
Estate Planning
Education Planning
Charitable Giving Strategy
Cash Flow Management
Risk Assessment & Analysis

Our Foundational Planning Process

Our foundational planning work usually takes three to six months, though it can take as long as you need. Once we finish the foundational planning work, we move into ongoing care. The ball starts rolling the moment you decide to schedule an appointment with us.

Listen

First, we listen. In our first meeting, our goal is to hear you and everything you want your money to help you accomplish in your lifetime and beyond.

Acknowledge

Second, we acknowledge. This is the step that reveals obstacles and opportunities available to you after we review your financials.

Respond

Next, we respond with a Life Plan that maps out what you can do with your money with every possibility highlighted.

Guide

Last, we continue to guide you by providing ongoing management so that your financial plan is properly implemented and fulfills on the life you most want to live.